174,000 yuan, while small Lee also needs loan 336,000 Celine Handbags yuan. on small Lee,, buy room Hou to bear with 336,000 yuan of loan, also to monthly also months for, if has changes occurs that small Lee cannot has stability income reimbursement loan, so loan of pressure on falls to its parents or wife (as small Lee has married) who, this is a is large of risk, clearly small Lee just has units paid of social security is does not enough to cover this copies risk of. Wang Zi Investment Bank Beijing double Elm branch VIP financial manager (AFP practice industry Celine Handbags who) small input high return saved foot married principal if small Lee to makes annual accumulation of 42,000 yuan value-added to 50,000 yuan (average growth about for 18%), so two year saved 100,000 yuan of dream on can becomes reality. currently Bank a years period regularly deposits rates for 3.5%, cannot full meet small Lee of wealth value-added needs. as just participate in work of young, small Lee in life

Fall vote accompanied by falling gradually dilute the process of cost of Fendi Handbags investment, diversification of risk. Will cast Hou remaining of funds, small Lee can considered investment Yu currency market fund and Bond Fund, above two species investment direction risk are relative lower, while can protection small Lee principal of security, on the and can upgrade overall income rate. currency market fund liquidity good, near demand deposits, but income rate to than General Bank regularly savings, for small Lee,, in get has than Bank regularly savings of income zhihou, also Fendi Handbags can makes this part investment keep high liquidity,����For a rainy day. bond funds as a package of bond portfolio, themselves have earnings stability characteristics, under the current moderate liquidity expected release, reveal investment opportunity, small available portion of the monthly wage savings to investment and bond funds. TIPS: marriage arrangement, Xiao Li can also pressure flexible consumer loans and other ways to reduce expenses,

, Plus the loan of 30 such a long period increases the uncertainty. can say that Li and his family loans will bear a great deal of pressure and risk, but rely on social security is far from enough to cover such risks. Recommendations small Lee purchase and loan period, long of regularly life insurance, insurance amount equivalent Yu loan principal, also recommendations small Lee purchase insurance amount 100,000 yuan of zhongji insurance, so on cover to he by bear of debt risk, can prevent in also loan during, small Lee once because accident cannot loan, loan pressure passed on to its family who, this is small Lee on family by bear of a responsibility. is recommended regularly life insurance, is because in insurance amount same of situation Xia, regularly life insurance of premium far below life life insurance products, But on the sum insured, you can completely cover the debt risk, real insurance products leverage. According to Xiao Li's age to calculate, insured amount of $ 400,000 plus life insurance coverage of $ 100,000 on a regular basis a major sickness insurance